Accepting credit and debit cards is easier than you think.
Accepting non-cash payments is becoming an industry standard for entrepreneurs and small businesses. The application and process is easy with our express 3-step online application.
Probably the most difficult part of accepting credit cards is deciding what type of merchant account you need. Here are some simple descriptions of each type of merchant account, how it is used and approximate cost involved.
Retail: You want to process credit cards at the point of sale with a traditional credit card machine.
Wireless: You do business on the go and want to accept cards anyplace with a wireless (Cell phone type) terminal
E-commerce Merchant Account: You want to accept credit cards online or with your website. This type of account can also be used for telephone orders.
Paying with plastic is becoming increasingly popular for even routine service bills such as gas and electricity. And younger customers' preference for online payment gateway technology is even more pronounced. Checks and paper credit use has continued to fall as customers become more secure with e-commerce software and fraud management of online credit card submissions.
We offer merchants competitive pricing, customer service 24 hours a day, 7 days a week, in 140 languages and dialects, and one of the largest credit card fraud, loss prevention and charge back departments in the industry.
Getting a merchant account is easy. Cardservice International (now FDIS) has an easy 3-step online application. Absolute acceptance of all applications is not guaranteed, however, CSI maintains one of the highest approval rates in the industry and a large percent of our accounts are approved in 48 hours. Simply click on the orange apply now button at the top of this page to get approved for credit card processing.